Both Cloud Financial Planning Pty Ltd ABN 32 206 837 858 & Shaun Liddicoat are Authorised Representatives of AVALONfs Pty Ltd AFSL 437518

Cloud Financial Planning offers a local financial planning service at its head office in Highton - Geelong, Ballarat and an online financial planning service throughout Australia.

We offer a holistic financial planning experience aimed at building, maintaining and protecting your wealth. Our astute client base ranges from young professionals through to those retiring with a sizeable nest egg. Our diligent and attentive financial plans have been received by many, helping them achieve their goals with a clear road map for the future.

We have no bias towards any specific product. We are not pushy sales agents!

Our aim is to be your trusted source for financial guidance and offer you the financial security to accomplish your goals.

Investing for Financial Security

The problem with traditional managed funds is that they are not flexible. For example if you are invested in a typical Australian Share Managed Fund then all of your funds must be invested into Australian Shares whether the share market is overvalued, undervalued or anywhere in between. No wonder so many share investors experienced huge financial losses during the Global Financial Crisis. [Learn more]

The problem with traditional managed funds is that they are not flexible. For example if you are invested in a typical Australian Share Managed Fund then all of your funds must be invested into Australian Shares whether the share market is overvalued, undervalued or anywhere in between. No wonder so many share investors experienced huge financial losses during the Global Financial Crisis when at its peak, the share market was overvalued by as much as 40%. After all why would you want to invest in something that is overvalued? Good investors buy low and sell high – that’s how profits are made.

At Cloud Financial Planning our specialist investment approach encourages a more flexible investment outcome to ensure you are not over exposed during times when the share market is overvalued and have increased exposure during times of undervaluation.

Helping you manage your retirement

Transitioning from employment to retirement will be one of the biggest life changes you will make. Suddenly the routine you’ve had for the last 40 odd years is no longer. While the challenges work provides may be no longer, you will face new challenges. [Learn more]

Transitioning from employment to retirement will be one of the biggest life changes you will make. Suddenly the routine you’ve had for the last 40 odd years is no longer. While the challenges work provides may be no longer, you will face new challenges.

How will you fill in your time?

Do you have enough money to provide for the lifestyle you desire?

How should your money be invested?

How can you maximise your social security benefits?

At Cloud Financial Planning, we have developed our 6 biggest mistakes made by retirees to help ensure you do not make these mistakes. After all we help people retire almost every day. So why not leverage from our extensive knowledge to help you make the most informed retirement decisions for your journey.

Helping you transition to retirement

There comes a time in your life when you would prefer to spend your time doing other things than working. Sure you still want to work, but then there is the grandchildren, holidays and other ambitions you wish to fulfil. [Learn more]

There comes a time in your life when you would prefer to spend your time doing other things than working. Sure you still want to work, but then there is the grandchildren, holidays and other ambitions you wish to fulfil.

While your life goals may be clear, the financial impact of these aspirations may not. At Cloud Financial Planning we will provide you with a clear roadmap to help you through the financial challenges you face from transitioning from full time employment – to part time employment and later – retirement. It’s a journey we live with many people every day.

So why not leverage from our extensive knowledge to help you make the most informed decisions for your journey.

Working with you to accumulate wealth

At some point in our life we are destined to make financial mistakes. Some more costly than others. When you are young, eliminating these mistakes can have a huge impact on your future financial well-being and will prove a short cut to achieving financial independence. Combine this with a clear and concise roadmap for the future then you have a recipe for success. [Learn more]

At some point in our life we are destined to make financial mistakes. Some more costly than others. When you are young, eliminating these mistakes can have a huge impact on your future financial well-being and will prove a short cut to achieving financial independence. Combine this with a clear and concise roadmap for the future then you have a recipe for success.

At Cloud Financial Planning we will provide you with the financial direction to help secure your wealth, help eliminate making bad financial decisions and help you live the life you deserve. Whether you are wanting to commence a savings plan, reduce your tax or protect your livelihood, we have the solutions to your questions.

So why not leverage from our extensive knowledge to help you make the most informed decisions for your journey.